Yes, Knight, I think lying is wrong under any circumstances.
There is a story about how German troops invaded a house where Jews were being hidden. There was a hidden basement in the house. The Germans asked if there were any Jews hiding in the house, and a little girl told them they were hiding under the table. Seeing that the table was about 4 foot in diameter, the Germans laughed, looked under the table, and left.
Of course, the Jews were under the table, since the table was above the entrance to the hidden basement.
God honors the truth. How can we say we follow Christ, who is the Truth embodied, if we do not honor the truth as well?
Frankly, I see all your little reasons for lying as rationalizing what the flesh wants to do.
Mind you, lying is different from misleading. Such as:
If a car is stopped going from one country to another, trying to smuggle Bibles in, and the border guards ask if you have any Bibles hidden in your car, I would not answer yes, I would say if you find any, then I guess I have some. Not answering directly is not lying.