I own a couple of Hi Points. A .45 handgun and a 9mm carbine and I sort of like them so I check what they are selling for on gunbroker, from time to time. Today I watched a 995 with no special features sell for $510.
http://www.gunbroker.com/Auction/ViewItem.aspx?Item=323923192
I bought my 995 with an ATI stock and red dot scope two years ago for $200! I also talked to a guy on the Hi Point forum, who just sold his used 995 configured exactly like mine on GB for $450!
For $450 I could buy A Maverick 88 plus another Hi Point pistol. Maybe even upgrade to a Kel Tec
or
I could get that "cowboy action" lever gun I have wanted for so long! Bud's guns has the Rossi 1892 clone in 357, .44 magnum or .45 LC for $423 with free shipping!
Decisions decisions!