As referenced above, yes. Though that did not seem to apply prior to quickening so it was not from conception and not the same as a Human life.
An unborn child is certainly human. Nothing in the scriptures says anything against this.
What is quickening? Also, you said the life was not protected from conception? For when does life begin? I understand a baby taking its first breath or the birth with the birth canal though I am not married, but the unborn is human and alive as much as anything. A child is protected in the womb, and may survive at less than 9 months or so even so. Gestation is often 9 months.
What do you mean a financial loss to the father? I do not see that in what you are saying to have come from anything of the Torah. If you are saying that there is father and mother for the unborn, certainly yes.