In a culture where money equals survival, there is no worse fate than having none, because you can't survive.
The overlords now own everything. They own the means of producing food, clothing, shelter, transportation, and communication. They own the means of producing everything we need to live. And we have to work for them, now, for money, to buy these things from them if we want to live. Money is the key to everything, now. Money = freedom. Money = life. Money = security. Money = opportunity. While having no money = imprisonment, hopeless, and eventually, death.
This is why our culture worship money above all else. Because it's money that gives us life. And this is exactly how the overlords (capital investors) want to keep it. Because it makes them our demigods; our almighty "job providers" (meaning paycheck providers). It makes them the people in charge of everything we need to live. And they are in charge of these, now. Totally and completely. They are the masters of our fate. And we're too frightened and ashamed to even admit this to ourselves. To admit that we have allowed them to subjugate us to such a total and humiliating degree. To enslave us through our own stupid fear, greed, and ignorance.
So we busy ourselves blaming it all on each other. Chasing down one scapegoat after another, so we don't have to see that we are the cowards. That we have allowed ourselves to become enslaved while we endlessly preached and touted our love of freedom and self-sufficiency. When in fact, we have been anything but free, or self-sufficient.